Personal Insurance

GOOD NEWS for Pet Owners - FREE Insurance...

Ask for our discount package program covering both your car insurance and home insurance.

What discounts do you qualify for?

We have five companies to choose from.

How much coverage should you have?
 
What coverage is right for you?

We have been told by our competitors that we represent two of teh best homeowner insurance companies in New Jersey.

Townhouse

Apartment Policy
 

Whether your love of the water centers around sailing, fishing, cruising, drifting, or the sheer serenity of a private cove, there's no other policy that protects you quite the way our policy (Harleysville Insurance Companies' Shipmate® Policy) does - both in and out of the water.

The features include one of the broadest ranges of property and liability coverages available in a single policy.

For more details on features and possible saving points, see our Boat Insurance page and contact us.

Aircraft

Jewelry Protection

Personal Umbrella 

Do you have any 17 to 25 year olds in your household?

Liability coverage to protect you when the award exceeds the basic policy You should have this type coverage when you have a driver in the household that is age 17 to 25 (40% of all accidents are caused by this age group which makes up 15% of the total drivers); an inexpensive way to increase limits.

One quick call is all it takes to find out more about inexpensive, effective mortgage protection.

It's one of the biggest investments you'll make in your life, but how secure is it? If something happens to you, will your family be able to afford the mortgage payments? If you have not planned financially for untimely death, you do not have complete mortgage protection. Before another day goes by, do something to protect your family's home with Elite Term, affordable, effective term life insurance.

We'll help you keep your house your family's home, no matter what happens. Give us a call right away to find out more about just how affordable total mortgage protection really is.

Life Insurance Calculator - Use this simple calculator to help determine an appropriate amount for you. Then give us a call to see just how affordable term and permanent protection can be!

Health Insurance - Health, dental, disability or long-term care - we can help you with your individual policy.
 
Health Savings Accounts (HSAs) - a new way for consumers to pay for medical expenses. As of January 1, 2004 (January 1, 2005 in New Jersey), almost anyone with a qualified high-deductible health plan can also have a Health Savings Account. Unlike some other types of accounts, if you don't have any medical bills, you don't lose HSA funds at the end of the year. Check with us for details.

Health Links for individual and employer links to your healthcare online services and lists of providers

Am I Covered? Dictionary

Review our Articles and Newsletters Archive page for topics that interest you. For example:

Am I Covered Dictionary

Articles:
     Preparing for College
     After An Accident (...more) (Printable Version)

Business To Business Newsletter Articles:
Although most of the articles in the Newsletters are geared towards business, you may find some of the articles beneficial, such as:

Will Your Fire Extinguisher Be Ready? (Apr./May 2003)
Build an Ark? (Oct./Nov. 2002 )
Check for more articles that interest you by reviewing
       the Article/Newsletter Archive page