We have what you're looking for. The Accumulator* is a deferred annuity plan that offers an excellent rate of return
on your savings - a tax-deferred rate that exceeds the fully-taxable interest being paid by bank savings and CDs. The
Accumulator also provides security - if you have money invested in the stock market and it isn't performing well, rely
on the Accumulator's guaranteed minimum rate of interest to provide the stable return you need to protect your savings.
The national average for a 5-year CD right now is approximately 2.87%* - this is a taxable rate (non-IRA dollars). Compare this to our Accumulator tax-deferred April 2008 rates:
Under $100,000: 4.15% + .25%
first year bonus = 4.40% Guaranteed
1 Year! |
| First year interest rate bonus: available for lump-sum deposits that will increase your return - ask us for details! A taxable rate of 5.76% would be needed to match the base 4.15% tax-deferred rate of the Accumulator for a taxpayer in a 28% tax bracket. |
The Accumulator provides tax-deferred growth -you won't pay taxes on the interest until you make a withdrawal from the contract. You'll be earning interest on your saving dollars, interest on your interest, and interest on the money you would have used to pay taxes each year under a taxable plan - such as a CD! Tax Deferred - You Will Not Get a 1099 While Your Money Is Earning Interest! |
* underwritten by Harleysville Life Insurance Company, Harleysville
PA
115 Mill Street (Route 46) P.O Box 444
Hackettstown, N.J. 07840
908 852-1808 Fax
stuberinsurance.com
