Business Insurance

General Liability Insurance

Commercial liability insurance (also called business liability insurance and commercial general liability insurance) protects your New Jersey business from financial loss resulting from claims of injury or damage cause to others by you or your employees.

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Commercial Auto Insurance

Many of the same great benefits available through our personal auto insurance policies are available to local businesses needingcommercial auto insurance coverage.

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Umbrella

There’s nothing like the feeling of security. It’s the feeling you get when and your future and your assets are protected. It’s the feeling you get with the extra level of protection provided by an umbrella insurance policy.

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Property Insurance

Your home is everything, its where like happens and in all likelihood, it is also you most valued asset.   If something were to happen to your home, the effects can be emotional and financial devastating.

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Farm Insurance

A farm can be more than your place of business; it can also be your home. For this reason, you need to make sure that what you’ve worked to build is protected. 

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Flood Insurance

Since standard home insurance doesn't cover flooding, it's important to have protection from floods associated with hurricanes, tropical storms, heavy rains and other conditions that impact the U.S.

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Workers Compensation Insurance

As a business owner, you do everything you can to protect your employees from potential dangers, but do you have Workers’ Compensation Insurance? Most business owners understand that workers compensation is important, but did you know that if you have employees, it is required by law for most businesses to have coverage?

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General_Liability

Management Liability

Management liability is the term commonly used to describe a package of various insurance policies designed to protect a corporation and its directors and officers. This package protects your facility and it's employees against circumstances not covered under a traditional commercial general liability policy.  

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Surety Bonds Insurance

Surety bonds are designed to guarantee performance in the face of a set of particular risks. Each surety bond must be uniquely tailored to meet specific needs.

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Prof Liab and E&O

Protects your business in professional negligence claims and includes defense costs. Often purchased by businesses that provide professional services or advice.

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Cyber Liability/Data Breach

Just about any organization that uses technology to do business faces cyber risk. And as technology becomes more complex and sophisticated, so do the threats we face – which is why every business and organization needs to be prepared with both cyber liability insurance and an effective cyber security plan to manage and mitigate cyber risk.

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Auto Service

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Religious Institutions

The House of Worship Program is designed to give you the important protection you need for your place of worship in one convenient, competitively-priced policy.

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Pollution Liability

Pollution liability coverage used to be included in most business insurance policies but that changed in the 1970’s with the emergence of many expensive asbestos claims. Now this coverage is largely excluded and must be purchased separately. Pollutions claims are not limited to large manufacturers. These claims can be filed by state and local governments, other businesses, landlords and people who live near your business. Do not allow a pollution claim to bankrupt your business; protect it with pollution insurance.

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Builders Risk and Vacant Dwelling

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Special Events Liability

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