Umbrella

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There’s nothing like the feeling of security. It’s the feeling you get when and your future and your assets are protected. It’s the feeling you get with the extra level of protection provided by an umbrella insurance policy.


What is a Personal Umbrella Policy?

Personal Umbrella Insurance gives an extra layer of liability coverage. Umbrella insurance isn't just for the rich and famous. Whether it's a serious auto accident involving pricey medical bills or an incident on your property, you can quickly find yourself responsible for damages that exceed the limits on your auto, homeowners, or boat policies.  Umbrella refers to a liability insurance policy that protects your assets and future income above and beyond the standard limits on your primary policies.

Umbrella insurance is much more affordable than you may think. And in today's world, anyone can get hit with a lawsuit. That's why it's more important than ever to consider an added layer of protection for your assets-and your peace of mind.  And umbrella coverage extends to international occurrences as well.


Commercial Umbrella policy

If umbrella policies are good for individuals, then they are imperative for business. When a catastrophic liability loss occurs, an umbrella insurance policy can mean the difference between a business surviving, or not.

The rising costs of lawsuits and judgments are important for today's business owner to consider. Catastrophic liability losses can happen to any business at any time, and a commercial umbrella policy protects you when those losses exceed your basic liability coverage. The time and effort you have taken to build your business is too important for it to disappear after one unforeseen event.

Higher limits may be necessary for businesses with high loss potential, high profile, sizable sales, numerous assets, large auto fleets, worldwide presence, and/or significant public exposure.

Give us a call and we’ll help make sure you’re covered.