Vacation Home Insurance

Vacation_Home

You can choose customizable coverage for your seasonal or vacation home even if you don’t insure your primary residence. Here are some of the risks you can help manage.

Ice damages your porch

Risk:

Freezing rain hits your mountain cabin during a January storm. When the ice builds up, your porch’s awning collapses.

Coverage:

Comprehensive property coverage can help with damage caused by the weight of ice and snow.


Your guest is injured

Risk:

Your fishing buddy slips and falls on the steps to your front porch. The doctor says nothing is broken—but he’ll need to stay off his ankle for a few days.

Coverage:

Liability coverage can help with medical bills and time off work if you’re legally responsible for an injury.


Lightning destroys your media center

Risk:

Lightning strikes close to your house at the lake — destroying a television and audio system.

Coverage:

Replacement cost on personal property can help by replacing your damaged entertainment equipment with brand new components.