It's your day, and you shouldn't have to put any limits on your fun. And the last thing you want to worry about are damages and injuries. That's why you might want to get Wedding and Event Insurance. This protects you, your guests and your venue from accidents, unexpected damages and some wedding cancellation costs.
What is wedding insurance and why do I need it?
Wedding insurance is a type of special event insurance (also called one-day insurance) that covers injuries and venue damages. Plus, you can add coverage for cancellations, cakes, dresses, etc. The average wedding now costs $31,000, making it a significant investment.
What does wedding insurance cover?
You can build your own special event insurance policy, and here are the coverages offered:
Insures your deposits, cake, flowers, rental cars and more if you have to cancel or postpone your event because of unforeseen circumstances.
Insures your dress, tuxedos, gifts, photographs and more.
Wedding liability insurance
Comes standard and covers damages to the venue or injuries to guests. This is the type of insurance that venues often require.